HRTU Partner
Insurance Solutions for HRT Providers & Wellness Practices
Protect your practice, your team, your family, and your future with insurance guidance designed for healthcare entrepreneurs.
- Built for healthcare entrepreneurs
- Practice & personal coverage
- Personalized insurance guidance
Your insurance needs evolve as your practice grows
Whether you’re launching your first hormone optimization clinic or expanding an established wellness practice, your insurance needs evolve as your business grows.
We’re here to help you protect both your business and your personal financial future — with guidance shaped around where you are today and where you’re headed next.
Coverage that matches where you are today
We organize options around your business stage — not a generic product list — so the conversation actually fits your situation.
- 01
Starting Your Practice
- Life Insurance
- Disability Insurance
- Individual Health Coverage
- 02
Growing Your Clinic
- Employee Benefits
- Group Health Plans
- Business Insurance Guidance
- 03
Protecting Your Future
- Retirement Planning
- Medicare Planning
- Long-Term Financial Protection
We help HRT providers navigate questions like:
If any of these sound like you, you're in the right place — this is the work we do every day.
I'm leaving employer benefits. What are my options?
What insurance should I have as a practice owner?
How can I protect my income if I can't work?
How do I offer benefits to my employees?
How do I protect my family while growing my business?
What coverage should I review each year?
As your practice grows, so should your protection
Whether you’re hiring your first employee, opening another location, or planning for retirement, we’ll help you review insurance solutions that grow with your business.
Independent. Experienced. Here for the long haul.
We don't work for one insurance company. We work for you — and we stay with you as your practice grows.
Personalized Guidance
Not one-size-fits-all recommendations. We start with your situation, then build coverage around it.
Multiple Insurance Options
We're independent. We compare carriers so you can see the trade-offs side by side.
Experience With Healthcare Professionals
We work with NPs, HRT clinicians, and practice owners every day — we know the questions you're about to ask.
Ongoing Support As Your Practice Evolves
Renewals, new hires, expansions, retirement planning — we stay with you through every chapter.
Healthcare entrepreneurs across specialties
- Independent Nurse Practitioners
- Functional Medicine Providers
- Hormone Replacement Therapy Clinics
- Wellness Practices
- Medical Entrepreneurs
- Self-Employed Healthcare Professionals
A simple, five-step process
Schedule a consultation
Pick a time that works for you — a free, no-obligation call.
Share your goals and current situation
We listen first. No script. No pressure.
Review personalized insurance options
We compare carriers and explain what fits — and why.
Choose the coverage that fits your needs
You decide. We facilitate enrollment with the carrier.
Receive ongoing support as your practice grows
Renewals, claims, hires, expansions — we stay with you.
Proud to support the HRTU community
Kincaid Solutions is proud to support the HRTU community by providing personalized insurance guidance for healthcare professionals and practice owners. Whether you’re just getting started or growing an established clinic, we’re here to help you evaluate insurance solutions that fit your personal and business goals.
What HRT providers ask most often
Still curious? Reach out — we'll get back to you within one business day.
Let’s protect what you’ve built
You’ve invested time, education, and resources into your practice. Let’s make sure your insurance strategy supports your long-term success.